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Personal Checking

Personal Comparison

Type of Account Gold Preferred Relationship Investor Regular Free 4
Required average available balance needed
to waive monthly service charge:
Checking Account or
All Deposit Accounts


$1,000.00
$10,000.00


$2,000.00
$10,000.00


$500.00
N/A


$0.00
N/A
Monthly Service Fee $7.50 $10.00 $5.00 $0.00
Age Requirement 50 years none none none
Unlimited Check Writing Yes Yes Yes Yes
Combined Statement Yes Yes Yes Yes
E-mail Statement Available Yes Yes Yes Yes
Overdraft Protection Available Yes Yes Yes Yes
Free ATM Transaction at FNB Locations Yes Yes Yes Yes
MasterCard Debit Card 1
Yes Yes Yes Yes
VISA Credit Card 1 Yes Yes Yes Yes
Free Internet Banking Yes Yes Yes Yes
Free Mobile Banking Yes Yes Yes Yes
Free Notary Service Yes Yes Yes Yes
Check Images Returned with Statement Yes Yes Yes
No-Fee Official Checks Yes Yes    
No-Fee Money Orders Yes Yes     
Free Personalized FNB Checks Yes Yes 1st Set Free
Pays Interest 2 Yes Yes
Free Safe Deposit Box For 1st Year 3 Yes Yes
Free Bill Pay Yes Yes
1 Upon qualification
2 Variable tiered rate that can change daily
3 Limited to certain sizes
4 Requires regular direct deposits and e-mail statements
Car Loans Home Construction & Remodeling Loans Mortgages Automatic Loan Payments