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Car Loans

Car Loans


When you purchase a car locally you are contributing to the local economy. We think that's a good thing. First National Bank offers car loans for new and used vehicles. We are committed to processing your loan as quick as possible and to offer you some of the best rates around, with terms from six to seventy two months. The rate and term of your loan may vary depending on the age of the vehicle and your credit history.

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  • Competitive interest rates
  • Six month to seventy two month terms
  • Fast loan decisions
  • Rate discount with automatic loan payments from a FNB deposit account
  • Fixed interest rate means your payment will not increase
  • Will lend up to 100% of the NADA value

Stop in at your local First National Bank branch office and get qualified for your new car loan. Then see your local dealer to get the car of your dreams.

Current Car Rates


Interest Rates and Annual Percentage Rates are current as of November 25, 2015.

Year of Auto Repayment Term Loan Amount Payment Amount Interest Rate* APR*
2013 - 2015 60 months $16,000.00 $292.53 3.70% 3.831%
2011 - 2012 48 months $12,000.00 $272.05 4.20% 4.416%
2009 - 2010 36 months $8,000.00 $238.71 4.70% 5.124%


Click here to apply now.
Click here to use our Auto Loan Calculators

APR = Annual Percentage Rate

All rates are fixed unless noted otherwise. Rates are not guaranteed and are subject to change without notice. The payment amount must be deducted from a FNB deposit account to get the above rates. The interest rate is based on a fixed rate with an actual/365 accrual method. Your rate will be based upon your credit history and may be different than shown above. Your APR can vary based upon the loan amount, term, and finance charge. Rates, fees, and APR are subject to change. Please contact your local branch office or 419-629-2761 to verify current rates.

* Rate is effective when customer uses auto deduction from a FNB deposit account.

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