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Merchant Services

Merchant Card Services

First National Bank has a program to provide our customers with Merchant Services. The program provides competitive rates, personalize service, and state-of-the-art hardware and software solutions for our customers.

All bank card processing is handled through your checking account at First National Bank. Your sales transactions are processed electronically, with funds automatically deposited into your First National Bank account.

Processing Services Provided:

  • Visa
  • Mastercard
  • Discover
  • ATM Debit Cards
  • Private Label
  • Check Guarantee
  • Check Recovery
  • Customized Services Available
  • Gift Card Services
  • Equipment Rental (or reprogram your current equipment)


  • All Bank card products are processed with a federally insured financial institution
  • Funds are electronically deposited into your First National Bank checking account
  • Highly competitive discount rates & equipment cost
  • On-site training & ongoing personal support
  • 24 hour help desk
  • Specialized programs for different industries

Business Construction Loans Credit Cards Debit Card Investment

Notice:   Starting in April, First National Bank will begin issuing EMV (chip-enabled) debit cards.  The Bank anticipates all customers will receive a new EMV (chip-enabled) card over the next 12 month (March 2017).  Often times these cards will be sent substantially before the expiration date of the current cards.  The EMV (chip-enabled) cards can be identified by the rectangular shaped microchip in the upper left section of the card.  Once your EMV (chip-enabled) card is activated the old magnetic strip card will be deactivated.