Personal Comparison


Type of Account Gold Preferred Relationship Investor Regular Free
Required average available balance needed
to waive monthly service charge:
Checking Account or
All Deposit Accounts


$1,000.00
$10,000.00


$2,000.00
$10,000.00


$500.00
N/A


$0.00
N/A
Monthly Service Fee $7.50 $10.00 $5.00 $0.00
Age Requirement 50 years none none none
Unlimited Check Writing Yes Yes Yes Yes
Combined Statement Yes Yes Yes Yes
E-mail Statement Available Yes Yes Yes Yes
Overdraft Protection Available Yes Yes Yes Yes
Free ATM Transaction at FNB Locations Yes Yes Yes Yes
MasterCard Debit Card* Yes Yes Yes Yes
VISA Credit Card* Yes Yes Yes Yes
Free Internet Banking Yes Yes Yes Yes
Free Mobile Banking Yes Yes Yes Yes
Free Notary Service Yes Yes Yes Yes
Check Images Returned with Statement** Yes Yes Yes  
No-Fee Official Checks Yes Yes Yes  
No-Fee Money Orders Yes Yes Yes  
Free Personalized FNB Checks Yes Yes 1st set B,C, or D  
Pays Interest*** Yes Yes    
Free Safe Deposit Box For 1st Year**** Yes Yes    
Free Bill Pay Yes Yes    

     * Upon Qualification
     ** Additional fee to return checks
     *** Variable tiered rate that can change daily
     **** Certain sizes only apply