APR = Annual Percentage Rate
All rates are fixed unless noted otherwise. Rates are not guaranteed and are subject to change without notice. The payment amount must be deducted from a FNB deposit account to get the above rates. The interest rate is based on a fixed rate with an actual/365 accrual method. Your rate will be based upon your credit history and may be different then shown above. Your APR can vary based upon the loan amount, term, and finance charge. Rates, fees, and APR are subject to change. Please contact your local branch office or 419-629-2761 to verify current rates.